1/5/2009
Monday morning

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Benjamin Schmidt schrieb in im Newsbeitrag: 86pu6q$d4e$1@photon.on-luebeck.de... Hi Patrik! Vom Leasing kann ich fast nur abraten ... Mein letzter Wagen war ein Leasingwagen, letzten Montag lief der Vertrag aus. Ich habe keinen Neuvertrag gemacht, da ich die Schnauze voll hatte von Fiat. Genau das war wohl auch (oder gerade nicht) der Fehler. Jeder kleinste Kratzer wurde als Lackschaden aufgeschrieben. Am Ende dürfte ich 2500DM extra zahlen obwohl der Wagen nur 1/3 der vertraglich geregeltem Laufleistung hatte (das wurde mir selbstverständlich noch vergütet, trotzdem 2500DM zu zahlen). Sicher, man hätte einen Sachverständigen beauftragen können, aber der kostet auch, ausserdem war ich es einfach leid mich mit den Idioten von Fiat zu streiten. Bei einem Kollegen, der mal einen BMW geleast hatte war es noch schlimmer, als er nicht mehr bereit war einen neuen BMW zu leasen ... Fazit: Leasing lohnt sich allerhöchstens, wenn man sicher ist, den Wagen nach Ablauf der L.
I do not want to take alot of your time, however, there is a Car Leasing Alternative that I will turn the auto leasing industry on its head. How much are you spending on your car right now? $300, $400... Well if you could learn how to drive it for free, would you be interested???
Leasing can be a GREAT alternative to purchasing a New vehicle. But, while the payment youre being quoted MAY SOUND attractive; the odds are that between the DEALER, LEASING COMPANY and BANK they are making THOUSANDS of $$$s at your expense!! WHY?? Because less than 1 IN 100 people understand what goes into calculating a lease payment! And the auto dealers KNOW IT!
Sure, you can get ripped off if you dont pay attention to what the terms and costs of the lease are, but this is also true of a purchase. A little bit of knowledge about finance can go a long way when evaluating these auto deals. It displays a great deal of ignorance when someone makes a blanket statement that leases are a rip off. There are advantages and disadvantages to both leasing and purchasing, and not all leases are the same. The answer to the question, Which is a better deal? depends on many factors (lease terms, financing rates, duration of use, tax situation, resale value over time, ...).
I have a question regarding auto leasing. Two years ago, I leased a 98 Jeep Cherokee SE 2 Dr. in North Carolina through Bancamerica Auto Finance. It was a 4 yr./60K mi. lease. Two years in, I am dying to find any way to break my lease and purchase another car. Does anyone out there have any experience or knowledge on how to get out of an auto lease and the types of costs/penalties associated with it? Any help would be appreciated. Thanks.
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