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1/5/2009
Monday morning
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In article ,
krgallotta@aol.com (KRGALLOTTA) wrote:
We are interested in leasing (vs. renting) an auto in Italy for a 2-wk period
in Septmber 99. Can anyone tell us about the pros and cons of such a plan.
Any hints on the best leasing agency. |
| Sure, you can get ripped off if you dont pay attention to what the terms
and costs of the lease are, but this is also true of a purchase. A little
bit of knowledge about finance can go a long way when evaluating these
auto deals. It displays a great deal of ignorance when someone makes a
blanket statement that leases are a rip off. There are advantages and
disadvantages to both leasing and purchasing, and not all leases are the
same. The answer to the question, Which is a better deal? depends on
many factors (lease terms, financing rates, duration of use, tax situation,
resale value over time, ...). |
| Buyer Beware When it Comes to Leasing . . .
Christine had gone to an automobile dealership over the weekend and had
given in to the
pressures of the salesperson. Now here she was on Monday morning wondering
just what
she had gotten herself into.
Christine just leased a new car and she had no idea how much she had
paid for it. The
salesperson told her that the vehicle stickered for $17,900. He gave her a
discount of
$1,000 and a manufacturers rebate of $500. She also put down $1,000 cash.
The
problem . . . she suspected that she actually financed more than $15,400 on
the lease, but
she did not know for sure. All that she knew was that the payment was $306
per month
for 60 months. She called her bank and asked a loan officer how much the
payments
would be on a loan for $15,400 and 60 months. The payment was $317 per
month. With
her suspicions confirmed, she had him calculate a 60 month lease. The
payment came to
$250 per month.
Christines lease contract . |
| 5) Would you be interested in a program that pays a two year
lease for you just for referring people to the five star auto
program.
Example1: You refer 3 people to the auto club you
place your order for a 12,000 dollar car when these three
have gotten three or you have a total of nine people you
take deliver of your new 12,000 dollar car. |
| Benjamin Schmidt schrieb in im Newsbeitrag:
86pu6q$d4e$1@photon.on-luebeck.de...
Hi Patrik!
Vom Leasing kann ich fast nur abraten ...
Mein letzter Wagen war ein Leasingwagen, letzten Montag lief der Vertrag
aus.
Ich habe keinen Neuvertrag gemacht, da ich die Schnauze voll hatte von
Fiat.
Genau das war wohl auch (oder gerade nicht) der Fehler.
Jeder kleinste Kratzer wurde als Lackschaden aufgeschrieben.
Am Ende dürfte ich 2500DM extra zahlen obwohl der Wagen nur 1/3 der
vertraglich geregeltem Laufleistung hatte (das wurde mir
selbstverständlich
noch vergütet, trotzdem 2500DM zu zahlen).
Sicher, man hätte einen Sachverständigen beauftragen können, aber der
kostet
auch, ausserdem war ich es einfach leid mich mit den Idioten von Fiat zu
streiten.
Bei einem Kollegen, der mal einen BMW geleast hatte war es noch schlimmer,
als er nicht mehr bereit war einen neuen BMW zu leasen ...
Fazit: Leasing lohnt sich allerhöchstens, wenn man sicher ist, den Wagen
nach Ablauf der L. |
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